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Upstart Holdings Inc.
$33.23
4:00 PM ET
Open
$31.81
High
$33.86
Low
$31.74
Volume
3.1M
Market Cap
2.7B
Sector
Fintech
Revenue (TTM)
$1B
Net Income
$53.6M
EPS (Diluted)
$-0.07
Latest Quarter
P/E Ratio
73.8
P/S Ratio
2.56
P/B Ratio
3.35
ROE
6.7%
Profit Margin
5.1%
| Period | Revenue | Rev QoQ | Net Income | EPS | EPS YoY |
|---|---|---|---|---|---|
| Q1 2026 | $308.2M | — | $-6.6M | $-0.07 | -133.3% |
| Q1 2026 | — | — | — | — | — |
| Q3 2025 | $747.8M | +58.9% | $35M | $0.28 | +119.7% |
| Q2 2025 | $470.7M | +120.6% | $3.2M | $0.03 | +102.2% |
| Q1 2025 | $213.4M | — | $-2.4M | $-0.03 | — |
| Q1 2025 | — | — | — | — | — |
| Q3 2024 | $417.6M | +63.5% | $-125.8M | $-1.42 | — |
| Q2 2024 | $255.4M | — | $-119.1M | $-1.36 | — |
Previous Close
$31.81
Day Range
$31.74 — $33.86
52W High
$87.30
52W Low
$23.97
Market Cap
2.7B
Avg Volume
6M
Exchange
XNAS
Industry
Digital Lending
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | $1B | $636.5M | $513.6M | $842.4M | $848.6M |
| Operating Income | $42.6M | $-172.9M | $-256.5M | $-113.9M | $140.9M |
| Net Income | $53.6M | $-128.6M | $-240.1M | $-108.7M | $135.4M |
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Total Assets | $3B | $2.4B | $2B | $1.9B | $1.8B |
| Total Liabilities | $2.2B | $1.7B | $1.4B | $1.3B | $1B |
| Stockholders' Equity | $798.8M | $633.2M | $635.3M | $672.4M | $807.1M |
| Ratio | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| P/E Ratio | 73.8 | — | — | — |
| P/S Ratio | 2.56 | 4.20 | 5.21 | 3.17 |
| P/B Ratio | 3.35 | 4.22 | 4.21 | 3.98 |
| ROE | 6.7% | -20.3% | -37.8% | -16.2% |
| ROA | 1.8% |
| Date | Open | High | Low | Close | Chg% |
|---|---|---|---|---|---|
| 2026-07-09 | $31.81 | $33.86 | $31.74 | $33.23 | +4.46% |
| 2026-07-08 | $32.00 | $32.44 | $30.99 | $31.81 | -3.78% |
| 2026-07-07 | $34.98 | $35.72 | $32.90 | $33.06 | -3.70% |
| 2026-07-06 | $34.75 | $35.00 | $33.25 | $34.33 | -1.29% |
| 2026-07-02 | $36.04 | $36.87 | $34.52 | $34.78 | -2.69% |
| 2026-07-01 | $35.67 | $36.90 | $35.14 | $35.74 | +0.87% |
| 2026-06-30 | $34.69 | $36.10 | $34.06 | $35.43 | +1.14% |
| 2026-06-29 | $34.61 | $35.50 | $32.68 | $35.03 | +4.07% |
| 2026-06-26 | $32.32 | $33.78 | $32.07 | $33.66 | +2.09% |
| 2026-06-25 | $33.14 | $33.45 | $31.93 | $32.97 | +13.85% |
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| EPS (Basic) | $0.56 | $-1.44 | $-2.87 | $-1.31 | $1.73 |
| EPS (Diluted) | $0.45 | $-1.44 | $-2.87 | $-1.31 | $1.43 |
| Cash & Equivalents |
| $652.4M |
| $788.4M |
| $368.4M |
| — |
| — |
| -5.4% |
| -11.9% |
| -5.6% |
| Profit Margin | 5.1% | -20.2% | -46.8% | -12.9% |