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Upstart Holdings Inc.
$24.19
4:00 PM ET
Open
$23.60
High
$24.25
Low
$23.41
Volume
4.6M
Market Cap
2.7B
Sector
Fintech
Revenue (TTM)
$1B
Net Income
$53.6M
EPS (Diluted)
$0.10
Latest Quarter
P/E Ratio
52.9
P/S Ratio
2.56
P/B Ratio
3.35
ROE
6.7%
Profit Margin
5.1%
| Period | Revenue | Rev QoQ | Net Income | EPS | EPS YoY |
|---|---|---|---|---|---|
| Q2 2026 | $672.9M | +118.3% | $9.9M | $0.10 | +233.3% |
| Q1 2026 | $308.2M | — | $-6.6M | $-0.07 | -133.3% |
| Q1 2026 | — | — | — | — | — |
| Q3 2025 | $747.8M | +58.9% | $35M | $0.28 | +119.7% |
| Q2 2025 | $470.7M | +120.6% | $3.2M | $0.03 | — |
| Q1 2025 | $213.4M | — | $-2.4M | $-0.03 | — |
| Q1 2025 | — | — | — | — | — |
| Q3 2024 | $417.6M | — | $-125.8M | $-1.42 | — |
Previous Close
$24.64
Day Range
$23.81 — $24.88
52W High
$87.30
52W Low
$23.72
Market Cap
2.7B
Avg Volume
5.7M
Exchange
XNAS
Industry
Digital Lending
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | $1B | $636.5M | $513.6M | $842.4M | $848.6M |
| Operating Income | $42.6M | $-172.9M | $-256.5M | $-113.9M | $140.9M |
| Net Income | $53.6M | $-128.6M | $-240.1M | $-108.7M | $135.4M |
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Total Assets | $3B | $2.4B | $2B | $1.9B | $1.8B |
| Total Liabilities | $2.2B | $1.7B | $1.4B | $1.3B | $1B |
| Stockholders' Equity | $798.8M | $633.2M | $635.3M | $672.4M | $807.1M |
| Ratio | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| P/E Ratio | 52.9 | — | — | — |
| P/S Ratio | 2.56 | 4.20 | 5.21 | 3.17 |
| P/B Ratio | 3.35 | 4.22 | 4.21 | 3.98 |
| ROE | 6.7% | -20.3% | -37.8% | -16.2% |
| ROA | 1.8% |
| Date | Open | High | Low | Close | Chg% |
|---|---|---|---|---|---|
| 2026-09-25 | $24.79 | $24.88 | $23.81 | $23.81 | -3.37% |
| 2026-09-24 | $24.33 | $24.78 | $23.72 | $24.64 | +0.78% |
| 2026-09-23 | $25.78 | $26.19 | $24.44 | $24.45 | -5.85% |
| 2026-09-22 | $26.50 | $26.61 | $25.52 | $25.97 | +1.52% |
| 2026-09-21 | $25.53 | $25.93 | $25.28 | $25.58 | +2.32% |
| 2026-09-18 | $24.93 | $25.13 | $24.71 | $25.00 | +0.93% |
| 2026-09-17 | $25.64 | $25.67 | $24.66 | $24.77 | -0.32% |
| 2026-09-16 | $25.34 | $25.57 | $24.49 | $24.85 | -4.79% |
| 2026-09-14 | $25.21 | $26.50 | $25.14 | $26.10 | +1.99% |
| 2026-09-11 | $26.19 | $26.33 | $25.40 | $25.59 | +1.95% |
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| EPS (Basic) | $0.56 | $-1.44 | $-2.87 | $-1.31 | $1.73 |
| EPS (Diluted) | $0.45 | $-1.44 | $-2.87 | $-1.31 | $1.43 |
| Cash & Equivalents |
| $652.4M |
| $788.4M |
| $368.4M |
| — |
| — |
| -5.4% |
| -11.9% |
| -5.6% |
| Profit Margin | 5.1% | -20.2% | -46.8% | -12.9% |