Synchrony Financial (SYF) Financials
Income statement, balance sheet, and financial data
Annual Financials
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | 18.5B | 18B | 17B | 15.6B | 14.2B |
| Cost of Revenue | — | — | — | — | — |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| Net Income | 3.6B | 3.5B | 2.2B | 3B | 4.2B |
| EPS (Basic) | $9.38 | $8.64 | $5.21 | $6.19 | $7.40 |
| EPS (Diluted) | $9.28 | $8.55 | $5.19 | $6.15 | $7.34 |
| Balance Sheet | |||||
| Total Assets | 119.1B | 119.5B | 117.5B | 104.6B | 95.7B |
| Total Liabilities | 102.3B | 102.9B | 103.6B | 91.7B | 82.1B |
| Stockholders' Equity | 16.8B | 16.6B | 13.9B | 12.9B | 13.7B |
| Cash & Equivalents | 15B | 14.7B | 14.3B | 10.3B | 8.3B |
| Total Debt | 15.2B | 15.5B | 16B | 14.2B | 14.5B |
Quarterly Financials
| Metric | Q3 2025 | Q2 2025 | Q1 2025 | Q1 2025 | Q3 2024 | Q2 2024 | Q1 2024 | Q1 2024 |
|---|---|---|---|---|---|---|---|---|
| Income Statement | ||||||||
| Revenue | 13.7B | 9B | 4.5B | — | 13.4B | 8.8B | 4.4B | — |
| Cost of Revenue | — | — | — | — | — | — | — | — |
| Gross Profit | — | — | — | — | — | — | — | — |
| Operating Income | — | — | — | — | — | — | — | — |
| Net Income | 2.8B | 1.7B | 757M | — | 2.7B | 1.9B | 1.3B | — |
| EPS (Basic) | $7.29 | $4.42 | $1.91 | — | $6.71 | $4.74 | $3.17 | — |
| EPS (Diluted) | $7.22 | $4.38 | $1.89 | — | $6.65 | $4.70 | $3.14 | — |
| Balance Sheet | ||||||||
| Total Assets | 117B | 120.5B | 122B | 119.5B | 119.2B | 120.5B | 121.2B | 117.5B |
| Total Liabilities | 99.9B | 103.6B | 105.4B | 102.9B | 103.2B | 104.9B | 105.9B | 103.6B |
| Stockholders' Equity | 17.1B | 17B | 16.6B | 16.6B | 16B | 15.5B | 15.3B | 13.9B |
| Cash & Equivalents | 16.2B | 19.5B | 21.6B | 14.7B | 17.9B | 18.6B | 20B | 14.3B |
| Total Debt | 14.4B | 16B | 17B | 15.5B | 15.6B | 15.6B | 16.1B | 16B |