Credit Acceptance Corp. (CACC) Financials
Income statement, balance sheet, and financial data
Annual Financials
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | 2.3B | 2.2B | 1.9B | 1.8B | 1.9B |
| Cost of Revenue | — | — | — | — | — |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| Net Income | 423.9M | 247.9M | 286.1M | 535.8M | 958.3M |
| EPS (Basic) | $37.02 | $20.12 | $22.09 | $39.50 | $59.57 |
| EPS (Diluted) | $36.38 | $19.88 | $21.99 | $39.32 | $59.52 |
| Balance Sheet | |||||
| Total Assets | 8.6B | 8.9B | 7.6B | 6.9B | 7.1B |
| Total Liabilities | 7.1B | 7.1B | 5.9B | 5.3B | 5.2B |
| Stockholders' Equity | 1.5B | 1.7B | 1.8B | 1.6B | 1.8B |
| Cash & Equivalents | 22.8M | 343.7M | 13.2M | 7.7M | 23.3M |
| Total Debt | — | — | — | — | — |
Quarterly Financials
| Metric | Q2 2026 | Q1 2026 | Q1 2026 | Q3 2025 | Q2 2025 | Q1 2025 | Q1 2025 | Q3 2024 |
|---|---|---|---|---|---|---|---|---|
| Income Statement | ||||||||
| Revenue | 1.2B | 580M | — | 1.7B | 1.2B | 571.1M | — | 1.6B |
| Cost of Revenue | — | — | — | — | — | — | — | — |
| Gross Profit | — | — | — | — | — | — | — | — |
| Operating Income | — | — | — | — | — | — | — | — |
| Net Income | 271.7M | 135.8M | — | 301.9M | 193.7M | 106.3M | — | 96M |
| EPS (Basic) | $25.61 | $12.64 | — | $25.95 | $16.37 | $8.79 | — | $7.78 |
| EPS (Diluted) | $25.04 | $12.40 | — | $25.50 | $16.11 | $8.66 | — | $7.68 |
| Balance Sheet | ||||||||
| Total Assets | 8.6B | 8.7B | 8.6B | 8.6B | 8.7B | 9.3B | 8.9B | 8.7B |
| Total Liabilities | 7B | 7.2B | 7.1B | 7.1B | 7.2B | 7.5B | 7.1B | 7B |
| Stockholders' Equity | 1.6B | 1.5B | 1.5B | 1.6B | 1.6B | 1.7B | 1.7B | 1.6B |
| Cash & Equivalents | 1.4M | 25.7M | 22.8M | 15.9M | 70M | 528.8M | 343.7M | 159.7M |
| Total Debt | — | — | — | — | — | — | — | — |