SoFi Technologies Inc. (SOFI) Financials
Income statement, balance sheet, and financial data
Annual Financials
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | 619.4M | 503.1M | 421.5M | 377.1M | 247.7M |
| Cost of Revenue | 609M | 461.6M | 380M | 313.2M | 257M |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| Net Income | 481.3M | 498.7M | -300.7M | -320.4M | -483.9M |
| EPS (Basic) | $0.42 | $0.46 | $-0.36 | $-0.40 | $-1.00 |
| EPS (Diluted) | $0.39 | $0.39 | $-0.36 | $-0.40 | $-1.00 |
| Balance Sheet | |||||
| Total Assets | 50.7B | 36.3B | 30.1B | 19B | 9.2B |
| Total Liabilities | 40.2B | 29.7B | 24.5B | 13.5B | 4.5B |
| Stockholders' Equity | 10.5B | 6.5B | 5.2B | 5.2B | 4.4B |
| Cash & Equivalents | 4.9B | 2.5B | 3.1B | 1.4B | 494.7M |
| Total Debt | — | — | — | 5.5B | 3.9B |
Quarterly Financials
| Metric | Q2 2026 | Q1 2026 | Q1 2026 | Q3 2025 | Q2 2025 | Q1 2025 | Q1 2025 | Q3 2024 |
|---|---|---|---|---|---|---|---|---|
| Income Statement | ||||||||
| Revenue | 283.1M | 129.5M | — | 449.1M | 292.3M | 140.4M | — | 367.6M |
| Cost of Revenue | 371.3M | 171.1M | — | 447.4M | 286M | 135.5M | — | 333.5M |
| Gross Profit | — | — | — | — | — | — | — | — |
| Operating Income | — | — | — | — | — | — | — | — |
| Net Income | 323.3M | 166.7M | — | 307.8M | 168.4M | 71.1M | — | 166.2M |
| EPS (Basic) | $0.25 | $0.13 | — | $0.27 | $0.15 | $0.06 | — | $0.14 |
| EPS (Diluted) | $0.24 | $0.12 | — | $0.25 | $0.14 | $0.06 | — | $0.08 |
| Balance Sheet | ||||||||
| Total Assets | 60.9B | 53.7B | 50.7B | 45.3B | 41.1B | 37.7B | 36.3B | 34.4B |
| Total Liabilities | 49.9B | 42.9B | 40.2B | 36.5B | 34.3B | 31.1B | 29.7B | 28.3B |
| Stockholders' Equity | 11.1B | 10.8B | 10.5B | 8.8B | 6.9B | 6.7B | 6.5B | 6.1B |
| Cash & Equivalents | 3.1B | 3.4B | 4.9B | 3.2B | 2.1B | 2.1B | 2.5B | 2.4B |
| Total Debt | — | — | — | — | — | — | — | — |