Banks with Highest CET1 Capital Ratio

Financial institutions ranked by Common Equity Tier 1 (CET1) capital ratio, the primary measure of bank capitalization.

CET1 ratio is a core measure of bank capital strength. This ranking highlights the banks carrying the largest common-equity capital buffers relative to risk-weighted assets.

Why this metric matters

Capital strength shapes how much loss a bank can absorb and how much room it has for dividends, buybacks, or growth.

Banks with strong CET1 ratios may have more flexibility in stressed environments, especially when regulators tighten expectations.

What good looks like

Higher CET1 ratios generally imply stronger capitalization, but they should be judged against the bank’s business mix and return profile.

The best setups combine healthy capital buffers with solid profitability rather than simply overearning on excess capital.

Live ranking table

CET1 Ratio

No ranking data is available right now. The explainer sections on this page still reflect the metric and how to use it in research.

Methodology

Uses the latest available quarterly bank KPI for CET1 ratio in the BankingTerminal universe.

Includes only companies with non-null CET1 data and ranks each company once based on its latest reported value.

CET1 should be reviewed alongside ROE and tangible book value to understand both resilience and earning power.

Frequently asked questions

What is CET1 ratio?

CET1 ratio measures a bank’s highest-quality common equity capital relative to risk-weighted assets and is one of the most important capital metrics for regulated banks.

Why does CET1 matter to investors?

It affects a bank’s resilience, regulatory flexibility, and capacity for dividends or buybacks, especially in stressed conditions.

Is the highest CET1 ratio always best?

Not necessarily. Excess capital can be a positive, but investors should still ask whether the bank is earning attractive returns on that capital.

Related glossary terms

CET1 Capital Ratio

Core equity capital as a percentage of risk-weighted assets.

Tier 1 Capital Ratio

Tier 1 capital (CET1 plus preferred stock) relative to risk-weighted assets.

Tangible Book Value (TBV)

Book value excluding intangible assets like goodwill.

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Related rankings

Banks with Highest Return on Equity

Financial institutions ranked by return on equity (ROE), showing which banks generate the most profit from shareholder capital.

Banks with Highest Tangible Book Value Per Share

Banks ranked by tangible book value per share, the key metric for bank floor valuation.

Rankings are based on the most recent reported data available in BankingTerminal and should be used as a starting point for research. Disclaimer