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UMB Financial Corp.
$130.39
4:00 PM ET
Open
$127.83
High
$131.68
Low
$127.20
Volume
742.2K
Market Cap
9.1B
Sector
Banks
Revenue (TTM)
$3.4B
Net Income
$702.4M
EPS (Diluted)
$6.90
Latest Quarter
P/E Ratio
14.0
P/S Ratio
2.72
P/B Ratio
1.19
ROE
9.1%
Profit Margin
20.9%
Debt/Equity
0.06
| Period | Revenue | Rev QoQ | Net Income | EPS | EPS YoY |
|---|---|---|---|---|---|
| Q2 2026 | $1.7B | +100.5% | $539M | $6.90 | +65.9% |
| Q1 2026 | $867.1M | — | $261.4M | $3.35 | +176.9% |
| Q1 2026 | — | — | — | — | — |
| Q3 2025 | $2.5B | +55.3% | $487M | $6.53 | -0.5% |
| Q2 2025 | $1.6B | +115.3% | $298.7M | $4.16 | — |
| Q1 2025 | $738M | — | $81.3M | $1.21 | — |
| Q1 2025 | — | — | — | — | — |
| Q3 2024 | $1.6B | — | $321.2M | $6.56 | — |
Net Interest Margin
5.91%
Sector avg: 4.65%
Efficiency Ratio
51.44%
Sector avg: 58.02%
CET1 Ratio
—
Return on Equity
26.85%
Sector avg: 16.34%
Return on Assets
2.98%
Sector avg: 1.84%
NPL Ratio
—
Sector avg: 0.67%
Loan/Deposit Ratio
—
Sector avg: 79.61%
Net Charge-Off Rate
—
Sector avg: 0.61%
Net Interest Income
$1.1B
Provision for Losses
$55M
Previous Close
$135.82
Day Range
$126.52 — $130.15
52W High
$153.32
52W Low
$82.00
Market Cap
9.1B
Avg Volume
566.7K
Exchange
XNAS
Industry
Regional Banks
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | $3.4B | $2.2B | $1.8B | $1.1B | $861.5M |
| Net Income | $702.4M | $441.2M | $350M | $431.7M | $353M |
| EPS (Basic) | $9.35 | $9.05 | $7.22 | $8.93 | $7.31 |
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Total Assets | $73.1B | $50.4B | $44B | $38.5B | $42.7B |
| Total Liabilities | $65.4B | $46.9B | $40.9B | $35.8B | $39.5B |
| Stockholders' Equity | $7.7B | $3.5B | $3.1B | $2.7B | $3.1B |
| Ratio | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| P/E Ratio | 14.0 | 14.4 | 18.1 | 14.6 |
| P/S Ratio | 2.72 | 4.20 | 4.96 | 8.02 |
| P/B Ratio | 1.19 | 2.63 | 2.94 | 3.42 |
| ROE | 9.1% | 12.7% | 11.3% | 16.2% |
| ROA | 1.0% |
| Date | Open | High | Low | Close | Chg% |
|---|---|---|---|---|---|
| 2026-10-01 | $129.22 | $130.15 | $126.52 | $129.79 | -4.44% |
| 2026-09-25 | $135.96 | $137.32 | $135.51 | $135.82 | +0.61% |
| 2026-09-24 | $134.43 | $135.26 | $132.89 | $134.99 | +0.85% |
| 2026-09-23 | $134.25 | $135.31 | $133.59 | $133.85 | -0.27% |
| 2026-09-22 | $134.60 | $135.53 | $132.93 | $134.21 | +0.51% |
| 2026-09-21 | $135.17 | $135.86 | $133.39 | $133.53 | -0.74% |
| 2026-09-18 | $134.11 | $135.53 | $133.87 | $134.52 | -0.18% |
| 2026-09-17 | $135.80 | $136.71 | $133.67 | $134.76 | +0.42% |
| 2026-09-16 | $137.50 | $138.29 | $132.60 | $134.20 | -3.99% |
| 2026-09-14 | $138.64 | $140.81 | $138.45 | $139.77 | +0.20% |
| Type | Ex-Date | Value |
|---|---|---|
| dividend | Sep 10, 2026 | $0.5000 |
| dividend | Jun 10, 2026 | $0.4300 |
| dividend | Mar 10, 2026 | $0.4300 |
| dividend | Dec 10, 2025 | $0.4300 |
| dividend |
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Total Loans
—
Total Deposits
$59.8B
Tangible Book Value
$8B
TBV per Share
$105.74
Allowance for Losses
$441.4M
Noninterest Expense
$780.5M
| Period | NIM | Eff. Ratio | ROE | ROA | NPL% | NCO% |
|---|---|---|---|---|---|---|
| 2026-06-30 | 5.91% | 51.44% | 26.85% | 2.98% | — | — |
| 2026-03-31 | 2.94% | 51.53% | 13.36% | 1.44% | — | — |
| 2025-12-31 | — | — | — | — | — | — |
| 2025-12-31 | 2.55% | 61.19% | 9.13% | 0.96% | — | — |
| 2025-09-30 | 7.46% | 61.99% | 26.17% | 2.71% | — | — |
| 2025-06-30 | 4.82% | 62.09% | 16.40% | 1.67% | — | — |
| 2025-03-31 | 2.29% | 68.24% | 4.82% | 0.47% | — | — |
| 2024-12-31 | 1.99% | 63.03% | 12.73% | 0.88% | — | — |
| 2024-12-31 | — | — | — | — | — | — |
| 2024-09-30 | 6.16% | 63.30% | 36.35% | 2.71% | — | — |
| 2024-06-30 | 4.36% | 63.89% | 26.23% | 1.90% | — | — |
| 2024-03-31 | 2.11% | 63.91% | 13.99% | 0.97% | 0.08% | 0.09% |
| EPS (Diluted) |
| $9.29 |
| $8.99 |
| $7.18 |
| $8.86 |
| $7.24 |
| Cash & Equivalents | $7.8B | $8.4B | $5.5B | $1.6B | $9.2B |
| Total Debt | $474.2M | $385.3M | $383.2M | $381.3M | $271.5M |
| 0.9% |
| 0.8% |
| 1.1% |
| Profit Margin | 20.9% | 20.3% | 19.0% | 37.9% |
| Debt / Equity | 0.06 | 0.11 | 0.12 | 0.14 |
| Sep 10, 2025 |
| $0.4000 |
| dividend | Jun 10, 2025 | $0.4000 |
| dividend | Jun 9, 2025 | $0.4000 |
| dividend | Mar 10, 2025 | $0.4000 |
| dividend | Dec 10, 2024 | $0.4000 |
| dividend | Sep 10, 2024 | $0.3900 |
| dividend | Jun 10, 2024 | $0.3900 |
| dividend | Mar 8, 2024 | $0.3900 |
| dividend | Dec 8, 2023 | $0.3900 |
| dividend | Sep 8, 2023 | $0.3800 |
| dividend | Jun 9, 2023 | $0.3800 |
| dividend | Mar 9, 2023 | $0.3800 |
| dividend | Dec 9, 2022 | $0.3800 |
| dividend | Sep 9, 2022 | $0.3700 |
| dividend | Jun 9, 2022 | $0.3700 |
| dividend | Mar 9, 2022 | $0.3700 |
| dividend | Dec 9, 2021 | $0.3700 |
| dividend | Sep 9, 2021 | $0.3700 |
| dividend | Jun 9, 2021 | $0.3200 |
| dividend | Mar 9, 2021 | $0.3200 |
| dividend | Dec 9, 2020 | $0.3200 |
| dividend | Sep 9, 2020 | $0.3100 |
| dividend | Jun 9, 2020 | $0.3100 |
| dividend | Mar 9, 2020 | $0.3100 |
| dividend | Dec 9, 2019 | $0.3100 |
| dividend | Sep 9, 2019 | $0.3000 |
| dividend | Jun 7, 2019 | $0.3000 |
| dividend | Mar 8, 2019 | $0.3000 |
| dividend | Dec 7, 2018 | $0.3000 |
| dividend | Sep 7, 2018 | $0.2900 |
| dividend | Jun 8, 2018 | $0.2900 |
| dividend | Mar 8, 2018 | $0.2900 |
| dividend | Dec 7, 2017 | $0.2800 |
| dividend | Sep 7, 2017 | $0.2600 |
| dividend | Jun 7, 2017 | $0.2600 |
| dividend | Mar 8, 2017 | $0.2600 |
| dividend | Dec 7, 2016 | $0.2600 |
| dividend | Sep 7, 2016 | $0.2500 |
| dividend | Jun 8, 2016 | $0.2500 |
| dividend | Mar 8, 2016 | $0.2500 |
| dividend | Dec 8, 2015 | $0.2500 |
| dividend | Sep 8, 2015 | $0.2400 |
| dividend | Jun 8, 2015 | $0.2400 |
| dividend | Mar 6, 2015 | $0.2400 |
| dividend | Dec 8, 2014 | $0.2400 |
| dividend | Sep 8, 2014 | $0.2300 |
| dividend | Jun 6, 2014 | $0.2300 |
| dividend | Mar 6, 2014 | $0.2300 |
| dividend | Dec 6, 2013 | $0.2300 |
| dividend | Sep 6, 2013 | $0.2200 |
| dividend | Jun 5, 2013 | $0.2200 |
| dividend | Mar 6, 2013 | $0.2200 |
| dividend | Dec 6, 2012 | $0.2200 |
| dividend | Sep 6, 2012 | $0.2100 |
| dividend | Jun 6, 2012 | $0.2100 |
| dividend | Mar 7, 2012 | $0.2100 |
| dividend | Dec 7, 2011 | $0.2100 |
| dividend | Sep 7, 2011 | $0.2000 |
| dividend | Jun 8, 2011 | $0.2000 |
| dividend | Mar 9, 2011 | $0.2000 |
| dividend | Dec 8, 2010 | $0.2000 |
| dividend | Sep 8, 2010 | $0.1900 |
| dividend | Jun 9, 2010 | $0.1900 |
| dividend | Mar 9, 2010 | $0.1900 |
| dividend | Dec 9, 2009 | $0.1900 |
| dividend | Sep 8, 2009 | $0.1800 |
| dividend | Jun 9, 2009 | $0.1800 |
| dividend | Mar 9, 2009 | $0.1800 |
| dividend | Dec 9, 2008 | $0.1800 |
| dividend | Sep 29, 2008 | $0.1700 |
| dividend | Sep 8, 2008 | $0.1700 |
| dividend | Jun 9, 2008 | $0.1700 |
| dividend | Mar 7, 2008 | $0.1500 |
| dividend | Dec 7, 2007 | $0.1500 |
| dividend | Sep 10, 2007 | $0.1400 |
| dividend | Jun 7, 2007 | $0.1400 |
| dividend | Mar 8, 2007 | $0.1400 |
| dividend | Dec 8, 2006 | $0.1300 |
| dividend | Sep 7, 2006 | $0.1300 |
| dividend | Jun 8, 2006 | $0.1300 |
| split | May 31, 2006 | 2:1 |
| dividend | Mar 9, 2006 | $0.1250 |
| dividend | Dec 9, 2005 | $0.1250 |
| dividend | Sep 8, 2005 | $0.1100 |
| dividend | Jun 8, 2005 | $0.1100 |
| dividend | Mar 9, 2005 | $0.1100 |
| dividend | Dec 9, 2004 | $0.1100 |
| dividend | Sep 9, 2004 | $0.1050 |
| dividend | Jun 8, 2004 | $0.1050 |
| dividend | Mar 9, 2004 | $0.1050 |
| dividend | Dec 10, 2003 | $0.1050 |
| dividend | Sep 10, 2003 | $0.1000 |
| dividend | Jun 6, 2003 | $0.1000 |
| dividend | Mar 7, 2003 | $0.1000 |
| dividend | Dec 10, 2002 | $0.1000 |
| dividend | Sep 11, 2002 | $0.1000 |
| dividend | Jun 6, 2002 | $0.1000 |
| dividend | Mar 7, 2002 | $0.1000 |
| dividend | Dec 10, 2001 | $0.1000 |
| split | Dec 10, 2001 | 1.05:1 |
| split | Dec 7, 2001 | 1.053:1 |
| split | Dec 9, 1999 | 1.1:1 |
| split | Dec 9, 1997 | 1.05:1 |
| split | Dec 9, 1996 | 1.05:1 |
| split | Dec 11, 1995 | 1.1:1 |
| split | Jun 8, 1994 | 1.1:1 |
| split | Dec 9, 1991 | 1.1:1 |
| split | Dec 9, 1988 | 1.05:1 |
| split | Dec 8, 1987 | 1.05:1 |
| split | Jan 5, 1987 | 1.5:1 |
| split | Dec 13, 1985 | 1.1:1 |
| split | Dec 11, 1984 | 1.1:1 |
| split | Dec 12, 1983 | 1.1:1 |
| split | Dec 10, 1982 | 1.1:1 |
| split | Dec 11, 1981 | 1.15:1 |
| split | Dec 15, 1980 | 1.1:1 |
| split | Dec 14, 1979 | 1.1:1 |
| split | Dec 19, 1978 | 1.1:1 |
| split | Feb 16, 1977 | 1.5:1 |
| split | Dec 11, 1975 | 1.049:1 |