Search for a command to run...
UMB Financial Corp.
$119.61
4:00 PM ET
Open
$120.05
High
$120.84
Low
$118.35
Volume
535.3K
Market Cap
9.1B
Sector
Banks
Revenue (TTM)
$2.2B
Net Income
$441.2M
EPS (Diluted)
$6.53
Latest Quarter
P/E Ratio
13.4
P/S Ratio
4.20
P/B Ratio
2.63
ROE
12.7%
Profit Margin
20.3%
Debt/Equity
0.11
| Period | Revenue | Rev QoQ | Net Income | EPS | EPS YoY |
|---|---|---|---|---|---|
| Q3 2025 | $2.5B | +55.3% | $487M | $6.53 | -0.5% |
| Q2 2025 | $1.6B | +115.3% | $298.7M | $4.16 | -3.7% |
| Q1 2025 | $738M | — | $81.3M | $1.21 | -46.2% |
| Q1 2025 | — | — | — | — | — |
| Q3 2024 | $1.6B | +52.7% | $321.2M | $6.56 | — |
| Q2 2024 | $1.1B | +103.5% | $211.6M | $4.32 | — |
| Q1 2024 | $520.1M | — | $110.3M | $2.25 | — |
| Q1 2024 | — | — | — | — | — |
Net Interest Margin
7.46%
Sector avg: 7.27%
Efficiency Ratio
61.99%
Sector avg: 59.73%
CET1 Ratio
—
Return on Equity
26.17%
Sector avg: 23.36%
Return on Assets
2.71%
Sector avg: 2.57%
NPL Ratio
—
Sector avg: 0.59%
Loan/Deposit Ratio
—
Sector avg: 78.62%
Net Charge-Off Rate
—
Sector avg: 0.84%
Net Interest Income
$1.3B
Provision for Losses
$129.5M
Previous Close
$126.85
Day Range
$118.88 — $127.33
52W High
$136.11
52W Low
$82.00
Market Cap
9.1B
Avg Volume
547.6K
Exchange
XNAS
Industry
Regional Banks
| Item | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Revenue | $2.2B | $1.8B | $1.1B | $861.5M | $808.5M |
| Net Income | $441.2M | $350M | $431.7M | $353M | $286.5M |
| EPS (Basic) | $9.05 | $7.22 | $8.93 | $7.31 | $5.95 |
| Item | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Total Assets | $50.4B | $44B | $38.5B | $42.7B | $33.1B |
| Total Liabilities | $46.9B | $40.9B | $35.8B | $39.5B | $30.1B |
| Stockholders' Equity | $3.5B | $3.1B | $2.7B | $3.1B | $3B |
| Ratio | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
| P/E Ratio | 13.4 | 16.7 | 13.5 | 16.6 |
| P/S Ratio | 4.20 | 4.96 | 8.02 | 10.58 |
| P/B Ratio | 2.63 | 2.94 | 3.42 | 2.90 |
| ROE | 12.7% | 11.3% | 16.2% | 11.2% |
| ROA | 0.9% |
| Date | Open | High | Low | Close | Chg% |
|---|---|---|---|---|---|
| 2026-02-23 | $126.75 | $127.33 | $118.88 | $120.05 | -5.36% |
| 2026-02-20 | $126.18 | $127.62 | $124.70 | $126.85 | +0.58% |
| 2026-02-19 | $126.99 | $127.42 | $124.65 | $126.12 | -1.36% |
| 2026-02-18 | $127.54 | $130.00 | $125.34 | $127.86 | +0.07% |
| 2026-02-17 | $129.16 | $130.08 | $127.16 | $127.77 | -0.78% |
| 2026-02-13 | $128.64 | $129.63 | $126.62 | $128.77 | -0.17% |
| 2026-02-12 | $133.62 | $134.08 | $128.31 | $128.99 | -2.40% |
| 2026-02-11 | $133.48 | $135.00 | $131.30 | $132.16 | -0.53% |
| 2026-02-10 | $133.49 | $135.50 | $131.90 | $132.87 | -1.06% |
| 2026-02-09 | $133.87 | $136.02 | $133.55 | $134.29 | -0.02% |
Total Loans
—
Total Deposits
$60.1B
Tangible Book Value
$7.4B
TBV per Share
$98.01
Allowance for Losses
$406.8M
Noninterest Expense
$1.2B
| Period | NIM | Eff. Ratio | ROE | ROA | NPL% | NCO% |
|---|---|---|---|---|---|---|
| 2025-09-30 | 7.46% | 61.99% | 26.17% | 2.71% | — | — |
| 2025-06-30 | 4.82% | 62.09% | 16.40% | 1.67% | — | — |
| 2025-03-31 | 2.29% | 68.24% | 4.82% | 0.47% | — | — |
| 2024-12-31 | 1.99% | 63.03% | 12.73% | 0.88% | — | — |
| 2024-12-31 | — | — | — | — | — | — |
| 2024-09-30 | 6.16% | 63.30% | 36.35% | 2.71% | — | — |
| 2024-06-30 | 4.36% | 63.89% | 26.23% | 1.90% | — | — |
| 2024-03-31 | 2.11% | 63.91% | 13.99% | 0.97% | 0.08% | 0.09% |
| 2023-12-31 | 2.09% | 68.34% | 11.29% | 0.80% | 0.06% | 0.08% |
| 2023-12-31 | — | — | — | — | 0.06% | — |
| 2023-09-30 | 6.65% | 64.99% | 39.78% | 2.69% | 0.08% | 0.24% |
| 2023-06-30 | 4.53% | 64.94% | 25.79% | 1.77% | 0.09% | 0.15% |
| EPS (Diluted) |
| $8.99 |
| $7.18 |
| $8.86 |
| $7.24 |
| $5.93 |
| Cash & Equivalents | $8.4B | $5.5B | $1.6B | $9.2B | $3.5B |
| Total Debt | $385.3M | $383.2M | $381.3M | $271.5M | $269.6M |
| 0.8% |
| 1.1% |
| 0.8% |
| Profit Margin | 20.3% | 19.0% | 37.9% | 41.0% |
| Debt / Equity | 0.11 | 0.12 | 0.14 | 0.09 |